For OFWs … here are some useful info for Pag-IBIG membership

Please check this site



Membership under the Pag-IBIG Overseas Program (POP) shall be open to all Overseas Filipino Workers (OFWs) with valid visas or employment contracts. Likewise, it shall be open to Filipino immigrants and to Filipinos naturalized in other countries.

Contribution Rate:

The POP member shall contribute monthly an amount equivalent to US $5. Should a POP member decide to apply for a housing loan and which to avail of a higher loanable amount, he would be required to upgrade his membership contribution as follows:

US $5 Up to P250,000
US$ equivalent at point of availment
P300 Over P250,000-P375,000
400 Over P375,000- P500,000
600 Over P500,000 – P750,000
800 Over P750,000 – P1,000,000
1000 Over P1,000,000- P1,250,000
1,200 Over P1,250,000-P1,500,000
1,400 Over P1,500,000-P1,750,000
1,600 Over P1,750,000-P2,000,000

The upgraded membership contribution shall be incorporated as part of the housing loan monthly amortization

Dividend Rate:

Variable dividends from surplus earnings of the Fund shall be distributed annually to all POP members, to be credited to their Total Accumulated Values (TAV).

Membership Term/Maturity:

The accumulated savings under the program may only be withdrawn at the end of five (5), ten (10), fifteen (15), or twenty (20) years at the option of the member upon membership registration. Withdrawal of contributions shall be in Philippine peso. Contributions in foreign denomination shall be converted to Philippine peso based on the prevailing US dollar exchange rate as of payment date.


POP members may avail themselves of the housing loan benefit, subject to the provisions of the existing Consolidated Guidelines of the Pag-IBIG Housing Loan Program, through their immediate family members with the execution of a Special Power of Attorney (SPA), duly certified by the Philippine embassy or consulate in the country of their workplace. They can also avail of the Multi-Purpose Loan (MPL), subject to the existing guidelines of the MPL Program


Pag-IBIG Overseas Program Office
POP Overseas Offices
Accredited Overseas Marketing Representatives
Metro Manila and Provincial Offices
Accredited Collecting Banks/Remittance Companies


-Original copy of POP Passbook
-Application for Provident Benefit
-Special Power of Attorney ( if applicable)


Three (3) working days


23 Responses to For OFWs … here are some useful info for Pag-IBIG membership

  1. Michelle says:

    I want to know the proper procedure to become a Pag ibig member.

  2. stacey says:

    how can i be a member of pagibig fund

  3. evelyn says:

    hi.. i want to become a member of pag-ibig fund.. also planning to have a house tru pag-ibig.. what the best i can do? pls. reply

  4. Rosemarie Mariano Malbas says:

    hi… i am a pag ibig member but i forget my membership number. Is there any way to retrieve back my file or do i have to apply a new one? Please reply thanks

    • hdmf says:

      hi Rosemari … please go to the branch of Pag-IBIG where your company is being served. They have data for their members and you can coordinate with them or you may asked the Pag-IBIG liaison officer of your office on this concern for her to facilitate with the concerned Pag-IBIG branch office.

  5. emely says:

    I am a member in Pag ibig fund

  6. evelyn t. amurao says:

    hi… im one of the pag-ibig member when i was working in philippines way back 2000-2002 so…i want to continue paying and having a house loan! Im waiting for your response a soon as possible Thank’s

  7. Jill Paguia says:

    Ask ko lng kc pagibig member nako, medyo di accomodating yun napagmemberan ko d2 sa singapore medyo mataray ung lalaki prang ayaw nyang magask k ng maraming question.
    ask ko lng kayln ba makukuha ung ID card ng pagibig ko, last May 2010 lng ako naging member pero nahulugan ko na ang buong 24 contribution, kindly advice us, also kindly advice us how to take a housing loan in pagibig,
    at pano kung di ako magloloan ng housing, kayln ko kaya pwedeng mawithdraw ang kinontribute ko sa pagibig, if ever na hindi ako maghohousing loan.

    • hdmf says:

      hi Jill … cge ipaabot natin ang feedback mo sa kinauukulan … CALLING ON PAG-IBIG POP HEAD PLEASE CHECK THIS COMMENT OF JILL FROM SINGAPORE … THANK U …

  8. lorie says:

    Hi there!
    I am a pag-ibig member for almost 5 years, kaya lang after mag hulog ng mag hulog for two years nag stop ako ,nasa 23k na pala hulog ko dun pwede ko pa ba i-continue yun? or nag mature na kaya yun?? reply first ! :)

  9. lorie says:

    sorry, i mean REPLY PLS…. :)

    • hdmf says:

      hi lorie … pwede po ninyong econtinue … saang lugar po ba kayo? kung nasa ibang bansa kayo maari po ninyong puntahan ang Pag-IBIG representative dun sa Phil Embassy dyan sa lugar kung san ka nagwork. kung nasa Pinas kayo punta na lang po kayo sa Pag-IBIG Office na malapit sa inyo para matulungan kayo dito sa concern ninyo. Salamat sa pagbisita dito …

    • hdmf says:

      hi lorie … please check also this website para sa mga katunungan mo. Salamat.

  10. imelda adrales says:

    member ako ng pagibig, 5yrs un kinuha ko, nabayaran ko na lahat up to 2012, nakapag seminar na ako sa makati last 2008 at may prospect na kong house sa may fairview, quezon city,nagkakahalaga ng 1.9m, sabi gn taga realty magbabayad daw me reservation 30,000 at 567 na down payment payable ng 1yr , kasi sabi dito sa embasy ng jeddah up 2 million un pwede naming ma loan,ilan days ba bago maayos un loan at pano un down payment ako ba ang magbabayad nun or kasama na un sa iloloan ko

  11. jmb says:

    hi! i am a sss member since 2003. i wish to apply for a housing loan at pag-ibig housing loan programs is it possible? if it possible what are the requirements for that…. thanks!!!

  12. Lorenz says:


    Naputol ang monthly contribution ko sa Pag-ibig last 2007 pa. Member ako way back 2003 pa. I want to continue my monthly hulog through my wife. Can you help me on how? Is there any documents na kailangang sagutan?

    Hoping and waiting for your reply soon.


    • hdmf says:

      hi lorenz … paki check po ang website ng Pag-IBIG Fund sa
      yes po may iaccomplish po kayong form … sa webiste pede po magdownload ng form at pede din po ninyo silang tawagan para masagot nila ang mga katanungan ninyo paki check na lang din po ang directory may mga naka indicata na telepono kung san kayo pedeng tumawag …. salamat Sir …

  13. jean says:

    Dear Sir/Madame:
    I have an outstanding housing loan with you costs P1.7mn to pay my condo I bought with the private developer. I am an OFW and a member thru POP program, though my monthly contribution is active till this month of Sept. I am paid,but I cannot pay my monthly amortization since June this year due financial crisis however, I am willing to pay as soon as i earned money in Saudi as I am traveling hopefully soon, for visa stamping this time. but i am not happy to pay you back with a very high interest of 10.5%/annum. and the condo wd 1BR is only 28.5sqm. Is it justifiable to pay you P19,679.70/mo in 20yrs wd 10.5% interest/yr? This is too much! I am struggling to earn abroad to support myself and family, I’m not that rich. Please make this clear wd me, cuz I felt something is not right. Thanks and regards.

    • hdmf says:

      hi j_pink … with regards your concern … may i refer you to this website
      and please check their directory so you can discuss your problem with concern officer handling the POP … the sooner you do this the better so you be given appropriate advise or instructions with regards your loan. thank you for visiting my site.

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