The kids had fun and adults too as Pag-IBIG Fund in Davao had a day of “Trick or Treat” on October 30, 2008 at Pryce Tower Business Park. Some 150 kids feast on popcorn, hotdogs and mallows, cotton candy and line up at the fountain of chocolate, witness the magic and tricks of Bonjing, the magician. With nine stations to do “trick or treat” there’s no stopping of the kid’s thrill filling in their loot bags with goodies. The OVP station was overflowing with stuff of chocolait, jellyace and eaji courtesy of San Miguel Foods, INc. (thanks to Randy Dominguez).
One girl said they had wonderful time and would look forward to the 2009 Trick or Treat of Pag-IBIG Fund.
Atty. Tonet Diaz, chair of the event said that this is their way of treating kids as the world commemorates All Souls Day, a celebration being observed worldwide each year. An event like this also would allow employees’ kids be exposed to the working environment of their parents, giving them idea where their parents work and how their offices look like.
Vice President Jose W. Banzon, Jr. of the Fund’s Southern Mindanao Group said occasions like this also strengthens camaraderie among workers as they further build team work while members of their respective families get the chance to interact with one another, find new friends and renew existing friendship.
He said the Halloween Trick or Treat also was observed in their three other branches in General Santos City, Tagum City and Cotabato City.
The Halloween Trick or Treat was celebrated in all branches of Pag-IBIG Fund as its President, Atty. Romero FS Quimbo asked the Fund’s officers and employees to undertake such event in observance of All Souls Day in line with Management’s thrust of fostering fellowship among the members of Pag-IBIG Family.
In Davao, the nine units dressed up their areas for Halloween with the Admin & Accounting Division getting the best dressed award. Used carbon papers, old newspapers, dried grass and vines, and other indegenous materials were used to transform the area into a “horror house” with matching sound and lighting effects. The employees of this division were all in black and matched their attire with the witch hat.
Diaz said they were able to deliver what was expected of them even without budget but what was important was that everybody had their share of making the event a SUCCESS !
Housing and Urban Development Coordinating Council (HUDCC) project officer of the housing Fair in Davao City Rose Taasan said about 12 exhibitors is participating for this year’s event.
Among the developers participating are Filinvest Land, Inc., Kisan Lu Realty, Inc., Davao Joyful Homes, Davao Elite/Primeland Mktg., Santos Land Dev’t. Corp., DMC Urban Property Dev’t. Inc., Crown Communities “Camela Communities”, HLC Construction and Dev’t Corp./Hemeni Land Corp. “Chula Vista Residences”, Foothills Realty & Dev’t Corp., Uraya Land Dev’t. Inc., Holcim Phils, and Robinsons Homes, Inc.
The Fair is supported by Pag-IBIG Fund, Housing Land Use Regulatory Board, Home Guarantee Corporation, National Home Mortgage Finance Corporation, National Housing Authority, Bangko Sentral ng Pilipinas, Social Security System, Government Service Insurance System and Social Housing Finance Corporation.
Prospective homebuyers are encouraged to check on the different housingunits that will be on sale during the fair.
HUDCC through its flyers indicated that all government and privatesector employers, including Filipino overseas workers are qualified to avail acquired assets in any of the participating selling agencies.
The Housing Fair it said is to assist and provide housing units at affordable cost and fast track the disposition of acquired assets of key shelter agencies and government financialinstitutions.
The prospective buyers are asked to submit the following documentary requirementsnamely: Community Tax Certificate or Cedula, Proof of Income (latest income tax return,certificate of employment and compensation, latest pay slip), marriage certificate (ifmarried).
Additional requirements for HGC, Pag-IBIG Fund and BSP – 2×2” ID Picture, BSP – Tax Identification Number (TIN), copy of any government issued ID (e.g. SSS, VotersID), and NHMFC and GSIS – Two (2) valid identification cards.
Meanwhile, Pag-IBIG Fund in press statement said that during the first Housing Fair conducted in 2006 it made up the bulk with 14,830 units sold valued at P4 billion.
It said that Housing Fair is a unique program that provides a one-stop marketplace wherehomebuyers can choose from the acquired properties that are available for sale atdiscounted prices and through loans with liberal terms.
The foreclosed properties usually remain as idle assets for long periods due to limited avenues for disposition and lack of awareness on the part of buyers.
After the 2006 Fair, the one set up in 2007 was for specific sector namely the PhilippineNational Police/Department of Interior and Local Government and the Armed Forces ofthe Philippines . A bigger event was held in October for government workers, privatesector employees and OFWs.
Two housing fairs have been organized early in 2008, one for the Department of Education teachers and personnel and the other one during the Independence Daycelebration.
“Bakit ka Mangungupahan pa? Kung kaya mo namang Magkabahay na!” the GO TO THE HOUSING FAIR NOW !
This was said by Majority Floor Leader Councilor Danilo Dayanghirang during the Kapehan sa Dabaw at SM City who also added that the Committee on Housing headed by Councilor Arnulfo Cabling and City Planning Head Engr. Ma. Luis Jacinto still have to come up with a decision on the complaint filed by Ma-a residents against real property developers Villar and Consunje who owns the high-end properties in the area.
The issue, he said was due to the complaint about development in the area which the residents said is without permit.
He said the ordinance already went to several adjustments and it is high time for the ordinance be reviewed.
Davao City‘s revised zoning ordinance was passed in 1996 and enacted in 2002. The zoning code regulates the use of the city’s land resources in the implementation of the Comprehensive Development Plan of Davao City. It is supposed to be updated every five years.
The updating of the Comprehensive Development Plan and Zonification Ordinance of Davao City is actually a priority project of the 15th City Council (2007-2008).
The purposes of the Revised Zoning Ordinance of 1996 capture this need for balance: to guide, control and regulate future growth and development of Davao City in accordance with its Comprehensive Development Plan; and to promote and protect the environment, health, sanitation, safety, peace, comfort, convenience and general welfare of the inhabitants in the locality.
Meanwhile Councilor Pilar Braga said that they deemed it proper that before development permit is granted they should get a clearance from the traffic management.
She said in the case of property development like malls, traffic plans are already done before the construction of the mall kaya late na. “We will review also the traffic ordinance,” she sai
Amidst the present economic woes, architects in the region are optimistic that real property industry will bounce back by 2009.
Agatha Ellen Salanatin Valencia, president of the United Architects of the Philippines (UAP) during the Davao Business Forum held at SM City’s MediSpa on Tuesday bared that the prospects of the industry in the succeeding years is on the positive note..
“I am optimistic with how the industry will run by 2009 in Davao at the rate the construction works are going,” she said.
UAP vice president Francisco Hidalgo said there is really a boom in the construction industry with the coming in of big projects especially in the key cities of Mindanao.
He said there are several projects being done in Davao City that will go on for two to three years while expansion of private offices, schools and housing are also ongoing.
Hidalgo pointed out that the “meltdown” won’t affect really affect the industry because in the construction industry Filipino clients won’t deal with the suppliers unless the investment is secured.
Jay Mendoza, past president of UAP and chairman for marketing of the UAP national convention said that the experience of the Filipinos during the previous Financial Crisis has prepared them for the worst.
He said there are a lot of things to look for in the industry and they are still challenged by many other factors even as he said that they hope other sectors would help the architecture industry.
Hidalgo on the other hand said Davao City was not well planned citing the location of new and big businesses in areas that would in the future affect the flow of traffic.
He said their sector could assists the government of Davao City as they wanted to be accredited as member of the planning board of the city.
Mendoza on the other hand said that they are advocating sustainable architecture saying that they incorporate the “green environment” in their designs.
He said structures nowadays are built in such a way that it is cost effective and they play with concepts that lessen the presence of carbon footprints.
“Make use of the sun for solar energy and the rain for water needs in the toilets, laundry and others and use less wood in the construction of the building,” he added.
The UAP will play host to the National Convention of Architects in the Philippines from October 23 to 25, 2008 at the Grand Regal Hotel.
The convention will also showcase an exhibit that will feature products of suppliers that would promote environment friendly structures and others.
A jobs fair will be held during the conduct of the Davao Trade Expo (DATE) 2008 from October 23 to 25, 2008 at the Davao Convention Center . Some 10,000 jobs are available to the public.
DATE 2008 is spearheaded by the Davao City Chamber of Commerce and Industry, Inc. (DCCCII) in coordination with the Department of Labor and Employment in partnership with ABS CBN.
ABS CBN news director Roel Alcober said their participation is on the dissemination aspect but DOLE will handle the conduct of the fair.
Although he said that it is among their added services to assists unemployed workers find jobs, they deemed it appropriate to partner with DOLE and hold it in event like the DATE 2008.
He said the fair will not only be held in Davao City but also in the provinces as part of their company’s Lingkod Bayan Kamipilya Program which they conduct regularly.
The opening of DATE on October 23 will have the following officials namely ABS CBN Foundation executive director Gina L. Lopez, Davao City Mayor Rodrigo Duterte, DTI Usec Merly Cruz, Usec Virgilio Leyretana, DOLE XI regional director Jalilo dela Torre, DCCCII chair Simeon Marfori II, DCCCII chair of the board John Y. Gaisano, Governors Rodolfo del Rosario of Davao del Norte, Miguel Dominguez, Sarangani, Daisy Reyes, South Cotabato, Jesus Sacdalan, North Cotabato, Suharto Mangundadato, Sultan Kudarat, Mayor Aniano Antalan of Samal and Indonesian Consul Lalu Malik Partwana.
Trainings for small and medium entrepreneurs will also be held with four seminars to be conducted at the VIP Room of Coco’s Restaurant beside the Davcon at F. Torres Street in Davao City .
DATE 2008 chairperson Antonio dela Cruz said training has become a regular activity because they wanted entrepreneurs to acquire new knowledge and inputs to continuously improve their business.
Among the seminars to be conducted are “Make More Money: Manage Your Funds (The Blue Ocean Strategy) that will be discussed by D. Freddie Serapio, DBA, professor and marketing program director of School of Business and Governance at the Ateneo de Davao University, October 23, 2008 from 2:00 pm to 4:00 pm.
Human resource management training particularly on “Taking Care of People for Competitive Advantage” will be handled by Dr. Myrna Viado, human resource department head of One Network Bank, October 24, 2008 from 9:30 am to 11:30 am.
“Creating Sustainable Competitive Advantage thru E-Commerce” will be handled by Dr. Jed Loma, director of Corporate Communications at the Asian Pacific College, October 25, 2008 from 9:30 am to 11:30 am while “Effective Customer Service in the Corporate World will be discussed by Mr. Newell V. Cubacub, Pit Manager of Casino Filipino and an expert in the field of customer service, October 24, 2008 from 9:30 am to 11:30 am.
This year’s theme is “Davao: Land of Great Opportunities and Endless Possibilities”
Please check this site www.pagibigfund.gov.ph
Membership under the Pag-IBIG Overseas Program (POP) shall be open to all Overseas Filipino Workers (OFWs) with valid visas or employment contracts. Likewise, it shall be open to Filipino immigrants and to Filipinos naturalized in other countries.
The POP member shall contribute monthly an amount equivalent to US $5. Should a POP member decide to apply for a housing loan and which to avail of a higher loanable amount, he would be required to upgrade his membership contribution as follows:
CONTRIBUTION RATE PESO EQUIVALENT LOAN ENTITLEMENT
US $5 Up to P250,000
US$ equivalent at point of availment
P300 Over P250,000-P375,000
400 Over P375,000- P500,000
600 Over P500,000 – P750,000
800 Over P750,000 – P1,000,000
1000 Over P1,000,000- P1,250,000
1,200 Over P1,250,000-P1,500,000
1,400 Over P1,500,000-P1,750,000
1,600 Over P1,750,000-P2,000,000
The upgraded membership contribution shall be incorporated as part of the housing loan monthly amortization
Variable dividends from surplus earnings of the Fund shall be distributed annually to all POP members, to be credited to their Total Accumulated Values (TAV).
The accumulated savings under the program may only be withdrawn at the end of five (5), ten (10), fifteen (15), or twenty (20) years at the option of the member upon membership registration. Withdrawal of contributions shall be in Philippine peso. Contributions in foreign denomination shall be converted to Philippine peso based on the prevailing US dollar exchange rate as of payment date.
POP members may avail themselves of the housing loan benefit, subject to the provisions of the existing Consolidated Guidelines of the Pag-IBIG Housing Loan Program, through their immediate family members with the execution of a Special Power of Attorney (SPA), duly certified by the Philippine embassy or consulate in the country of their workplace. They can also avail of the Multi-Purpose Loan (MPL), subject to the existing guidelines of the MPL Program
WHERE CAN MEMBERS FILE THEIR APPLICATION FOR MEMBERSHIP, WITHDRAWAL OF SAVINGS, REMIT OR PAY THEIR MONTHLY SAVINGS?
Pag-IBIG Overseas Program Office
POP Overseas Offices
Accredited Overseas Marketing Representatives
Metro Manila and Provincial Offices
Accredited Collecting Banks/Remittance Companies
WHAT DOCUMENTS TO SUBMIT TO APPLY FOR REFUND OF SAVINGS?
-Original copy of POP Passbook
-Application for Provident Benefit
-Special Power of Attorney ( if applicable)
HOW LONG IS THE PROCESSING PERIOD?
Three (3) working days