These guidelines covering the Optional Withdrawal of Pag-IBIG Savings Program, also known as Kaunlaran Sa Pag-IBIG: Balik-Impok, Ginhawa Kaloob (KASAPI: BIG Ka), is being implemented by Pag-IBIG Fund in recognition of its members who have registered under RA 7742 for their continuous membership with the Fund by giving them the option to withdraw the total accumulated value (TAV) of their contributions after ten (!0) years of continuous service and after having made 120 monthly employer and employee contributions without gaps after the effectivity of R.A. 7742.
Likewise, these guidelines shall cover all members who voluntarily joined the Fund under the provisions of EO 90 and have contributed 120 monthly employer and employee contributions without gaps after the effectivity of R.A. 7742: Provided, that only contributions generated or collected after the effectivity of RA 7742 may be withdrawn. Accordingly, the TAV of the members registered under EO 90 which were generated prior to the effectivity of RA 7742 shall remain with the Fund and shall only be withdrawn upon their membership termination from the Fund.
For members registered under Presidential Decree 1752, withdrawal of TAV shall be governed by the rules and regulations on the said PD
Please read more of this @ http://www.pagibigfund.gov.ph