August 7, 2010

source : www.pagibigfund.gov.ph

PAG-IBIG LOAN APPLICATION GENERAL REQUIREMENTS

a. If Employed or Self-employed:

* Community Tax Certificate

* Proof of Billing (original)

* T.I.N. (Tax ID Number)

* Latest pay slip of borrower and spouse (original)

* 2 pcs HDMF Premium Contribution Certificate (original)

* Marriage Contract or Birth Certificate (Photocopy)

* W2 BIR form (photocopy)

* 2 pcs Notarized Certificate of Employment with Compensation (original)

* Post dated checks for down payment

* 24 month Pag-ibig contribution for members. For non-members, pay 24 months contribution upon reservation

b. If OCW:

* All of the above plus the following:

* 3 pcs Notarized Special Power of Attorney (SPA)

* Income Tax Return and W2 confirmation receipt for the last 2 years immediately preceding date of loan application

* Notarized Employment Contract and Employer’s Certificate of Income duly certified by employer.

Note: All original

BANK LOAN APPLICATION GENERAL REQUIREMENTS

a. If in the Philippines:

* Income Tax Return (latest)

* Certificate of employment with compensation

* Business Permit (if self-employed)

* Community Tax Certificate

* T.I.N. (Tax identification Number)

* Bank Statement (for the last 6 months)

* Marriage Certificate (if married) (Photocopoy)

* Proof of Billing

* Post Dated Checks

Note: All original except marriage certificate, Business Permit, Community Tax Certificate.

b. If Borrower is permanently abroad:

* Federal Income Tax Return (latest)

* Bank Statement (for the last 6 months)

* Special Power of Atty. (SPA) (consul authenticated)

* Certificate of Employment with compensation (consul authenticated)

* Proof of remittance

* Business Permit (if self employed)

* Marriage Certificate (if married)

* Post Dated Checks

Note: All original except marriage certificate

IN-HOUSE FINANCING APPLICATION GENERAL REQUIREMENTS

In-house financing requirements is similar to bank financing.


Davao homebuyer welcomes Pag-IBIG-SM partnership for bills payment

July 24, 2009

A Pag-IBIG Fund homebuyer and TV anchor of  National Broadcasting Network Ethel Constantino welcomes the move of the Fund to partner with SM for payment of housing loans saying this gives the member another facility where to pay their loan amortization.

The partnership just started and not many of the homeborrowers yet knew of new development even as Constantino said aside from shopping at SM, they can also pay their obligation like their housing loan at Pag-IBIG Fund promptly.

She said they do not want to miss payment because they also enjoy the privilege of being a “Good Payor” when they pay on time. Pag-IBIG Fund gives two percent discount when loans are paid before the due date.

The Fund has tapped other sectors and private establishments like SM to provide housing loan borrowers other options of wider coverage of the time and days accessing to bills payment facility. Transactions in all SM malls are at longer time from 9:00 am to 7:00 pm daily and even on holidays.

Pag-IBIG Fund however reminds the borrowers that inorder to avoid penalties, payments should be made on or before the due date that is indicated in the monthly billing statement.

Pay your housing loan bills at any SM business center and bring your billing statement/statement of account upon payment. The scheme is accessible and convenient while doing some shopping at SM.


Pag-IBIG Fund works on long-haul program

March 13, 2009

quimbowidjoe4quimbowidjoe5quimbowidprix3(Photo courtesy of Mr. Edgar Arro of Mindanao Times … thank you)  The Home Development Mutual Fund (HDMF) or Pag-IBIG Fund is working on the long-haul program where it seeks to partner with housing developers in providing housing units to prospective homebuyers who are members of the Fund.

Lawyer Romero Federico S. Quimbo, chief executive officer of Pag-IBIG Fund told developers during the recent Mindanao Housing Forum held in Davao City that in support to the long haul program the Fund has earmarked a bigger loan facility this year amounting to P50.50 billion.

Close to 200 participants joined the Mindanao Housing Forum coming from Regions IX, X, XI, XII and XIII.

Quimbo said that Pag-IBIG Fund has enough money for the program and developers can access the fund depending on the kind of program they would avail.

He stressed however that they want to implement lending program that is sustainable yet find ways to make it easier for the developers to access the funds saying that “we want our business sustainable and your (developers) business sustainable too”.

He told the home builders that they need to meet half-way to develop the housing program and the Fund wants to partner with people who are in for the long haul. They invite private sector to come in and invest as they partner with them in delivering homes to the members.

Quimbo said the Fund does not get any subsidy from government and they are the company that must make money because they need to give back to the members in form of dividends out of the money that they use for programs like housing loan.

“If we do not give back in return, the members would think that we are only using their money. We need to give something back to them who are funding the loans to developers,” he said.

He reminded developers that it is the Fund members’ money that they are using through the development loans and Pag-IBIG Fund needs to take care of their fund that is why they see to it that guidelines are followed.

He said out of the 7.5 millon members of the Fund only 10 percent avail of housing loans while the remaining 90 percent has not availed of the program yet contributes to the funds housing loan program.

The housing loan window this year is 53 percent higher than in 2008 of only P34.03 billion. The 2009 will have P43 billion for end-users loan and P7 billion for institutional loan.

He said for a period of ten years the housing loan program allocation in 2001 was only at P3.82 billion followed by P5.40 billion in 2002, P9.32 billion in 2004, P15.30 billion in 2005, P16.10 billion, 2006, and P22.59 billion in 2007.

Quimbo said despite the increased growth they maintain the same budget in 2007 and 2008 of 5 percent as against their revenue of 45 percent.

He said the growth for the past years was at P1.3 billion, but it was only last year they were able to hit P38 billion.


Pag-IBIG Fund to launch Info System Programs

March 13, 2009

quimbotalk61quimbo10

 
 

The Home Development Mutural Fund (HDMF) or Pag-IBIG Fund is working on its Integrated Information System Program (IISPP) project as it continuosly seek to improve its services to members and partners.
 
Pag-IBIG Fund chief executive officer Atty. Romero F S Quimbo made the announcement during the recent Mindanao Housing Forum held in Davao City where close to 200 participants joined coming from Regions IX, X, XI, XII and XIII.  The forum was also attended by the Fund’s managers in Mindanao.
 
Quimbo said they never stop working on strategies inorder to make the Fund become responsive to the needs of the stakeholders.
 
The IISP is a system the Fund will implement where relevant data could be accessed at the shortest time possible.
 
He said the moment IISP becomes operational the membership service verifiication slip (MSVS) which is a requirement for housing loan application could be generated in few seconds to determine whether the applicant is qualified to borrow or not.
 
Given this, it would also provide developer faster processing time in terms of take out as it allows the Fund to come up with a better system, he said.
 
He said when data is available it will also help developer locate and find potential markets even as he said that partnership will be forged with developers in creating a data base that would help them locate areas where there is a need.
 
He said this is one thing that the Fund is trying to develop inorder for them to target individuals who need homes.
 
Right now he said only 10 percent of the 7.5 million members of Pag-IBIG Fund access the housing loan program.
 
But he said they had been reaching out to members to avail of the program saying that Pag-IBIG Fund has been created for the long haul program or the housing loan program.
 
The Fund has been sustaining its program and Quimbo said that for 2009 some P50.50 billion has been earmarked for housing loan.
 
Quimbo who assured developers that funds is ready for housing projects said they would deal with developers who are resourceful and those whose businesses are gaining even as he encouraged them to avail of the opportunity where they could build more homes by tapping house loan window through institutional loan with Pag-IBIG Fund.
 
He emphasized however that Pag-IBIG Fund is implementing lending program that is sustainable and as far as their relationship with the developers are concerned they make sure that the program is sustainable.
 
The Fund has in its menu of Institutional Loans nine types of loan windows that developers could choose from.
 
Pag-IBIG Fund vice president for southern Mindanao operations Jose W. Banzon, Jr. said these loan facilities include Development Loan Program, LGU-Development Loan, Credit Facility, Pag-IBIG City, Medium/High Rise Building, Housing Receivables Financing Facility, Home Construction Financing Line.
 
He said for the Southern Mindanao area alone they already had financed a total of 91 projects.  74 of these projects were fully paid, eight are current projects while nine in default.
 
He said their success rate for institutional loans to developers is at 90.11 percent for the P2.119 billion loan facility since it started giving out loans to developer where total units built accounted to 24,119 spread out in their area of coverage.
 
Meanwhile both Pag-IBIG Fund deputy chief executives Jaime A. Fabiana and Tessie M. Gonzales told developers during the open forum that they will continue to study areas where it will be more easier for the developers to implement projects by accessing financing with the Fund just like the case of reducing the processing time of take out and the release of notice of approval.   
   
 

 

 

 


Today’s Report — VP Noli de Castro announces new cut in Pag-IBIG housing loan interest rates

March 1, 2009

Vice President Noli “Kabayan” De Castro announced another adjustment in Pag-IBIG Fund housing loan interest rates, making the monthly amortizations for its most popular loan package even more affordable.

The interest rate for loans up to P400,000 has been reduced from 7% to only 6% per annum. Interest rate for loans worth over P400,000 up to P750,000 is 7%, and 10.5% for loans over P750,000 up to P2 million.

As a result of this rate cut, the monthly payment for principal and interest for a P400,000 loan will go down from P2,661.21 to P2,398.20 at the maximum payment period of 30 years.

The Vice President said the bulk of housing loans taken out by Pag-IBIG are those worth P400,000 and under. “The market for Pag-IBIG loans are mostly the low income earners, so this latest interest rate adjustment will benefit them,” he said.

“In these difficult times, we want more Pag-IBIG members to have home ownership as an affordable option to renting,” he added.

De Castro added that the rate reduction dovetails with the Fund’s commitment to allocate P82 billion for housing and multi-purpose loans this year as its contribution to the government’s economic stimulus package. “With this, we hope to attract more borrowers.

This will help keep the housing market vibrant, generate business activity in related industries, and create much-needed jobs for our workers,” he said.

In support of the Fund’s higher allocation for shelter financing, De Castro has directed the Pag-IBIG Fund to review its housing loan application process and find ways to further streamline it.

De Castro also assured members that Pag-IBIG will continue to invest at least 70% of its investible funds in housing even with the Fund’s charter change.

This is in reference to the recently approved Senate Bill that aims to strengthen the Pag-IBIG Fund by amending its charter to restore its exemption from income taxes and to empower its Board of Trustees to adjust contribution rates, among other things. “Housing will continue to be Pag-IBIG’s core service to its members, and its main contribution to our country’s economic growth,” he said.

Source : http://www.pag-ibigfund.gov.ph


Today’s Report – Housing Czar pushes for Pag-IBIG’s 70% investment in housing.

February 5, 2009

Vice President and concurrent Housing and Urban Development Coordinating Council (HUDCC) chairman Noli ‘Kabayan’ de Castro thanked the two Houses of Congress for pushing the amendments in the Charter of the Home Development Mutual Fund (HDMF) or Pag-IBIG Fund.

The Charter amendments seek to strengthen not only the Pag-IBIG Fund but the entire housing sector as well. He noted that the draft bills approved by the two Houses of Congress would restore the tax-exempt privilege of the Fund and authorize the board to set the contribution rates of members resulting in additional funds for the benefit of Pag-IBIG members.

However, De Castro objected to the deletion of the provision in the Pag-IBIG Fund’s existing Charter stating it should “invest not less than 70% of its investible fund to housing.” “Housing is one sector with a big multiplier effect on the economy.

Every P1 million invested in housing translates to P16.6 million of economic activity in the country. At this time of the global financial crisis, we need to put our funds on industries that would stimulate the economy and create more jobs for our people,” De Castro said.

He urged Congress to restore the said provision to realize the prospective law’s objectives of providing the Filipino citizens with sufficient shelter through the mobilization of funds for shelter finance.

De Castro’s call for the restoration of the above provision is consistent with his recent announcement that the Pag-IBIG Fund is putting in at least P82 billion as part of the stimulus package being worked out by the Arroyo Administration. Of this amount, 70% or about P57.4 billion would be invested in housing. (from the newsroom of Pag-IBIG Fund website)


Real estate sector sees bright prospects in Davao

December 6, 2008

Despite the economic slowdown in the global market, a major real estate player is anticipating bright prospects in Davao next year.

Maryline Lim, general manager of Samantha Homes said there is a large housing need in Davao City saying that the company is targeting the medium level market.

She said the newest Samantha Homes project is at Bago Gallera where they enrolled as Pag-IBIG City of over 800 units. The site she said will include playground and multi-purpose hall that will later be turned over to the homeowners association.

She said their company caters to employees, the overseas Filipino workers and the self-employed.

The subdivision features include water facility sourced out from the Davao City Water District, an overhead transmission lines provided by the Davao Light and Power Company, underground drainage and concrete roads with curbs and gutter.

But Lim said they don’t just build houses because they see to it that they would also introduce some new designs in their projects.

In the pipeline next year she said is the 400 units project in Panabo City.

All in all she said to include the new projects, Samantha Homes house and lot units accounted to 3,120.

Their other projects are found in Matina Aplaya, Barangay Lizada in Toril, Paligue in Padada, Davao del Sur, Catalunan Pequeno, Catalunan Grande.

Lim said they are careful with the supervision of the project because of the “buy back” policy ofPag-IBIG Fund.

She said Pag-IBIG Fund for that matter pay particular attention to project development including the first years of repayments of homebuyers.

She said they do not want also to be remiss of their responsibilities saying that they need to comply what has agreed between them and Pag-IBIG Fund.

“What Pag-IBIG Fund had invested are the funds of the members and we make good of our investment because these are money of the Fund members,” she said.

Lim however stressed that they reach out to their homebuyers in order for them to make good of their repayment record.

She said with the reduced interest rates extended by the Pag-IBIG Fund the rebate extended to homebuyers who are “good payors,” now owning a house is very affordable.

Meanwhile Davao City Investment and Promotion Center head Engr. Roberto Teo expressed good prospects for real estate in 2009.

Teo in a separate interview said real estate will continue to pick up in Davao City next year.

He said a new subdivision project with investment of P120 million will commence next year.

He also said that constructions of two the big investments on real property are on-going while developers of new condominium projects have already shown keen interest for new construction here. These are in addition to the DMCI condominium and that of the Filinvest development


Pag-IBIG SouthMin posts collection growth

November 15, 2008

media

In photo with Mr. Banzon were editors and reporters from Business World, Philippine Daily Inquirer, Philippine Information Agency, Philippine News Agency, Mindanao Daily Mirror, Mindanao Times, SunStar Davao and The Edge

Pag-IBIG Fund of the Southern Mindanao Group has posted a P4.486 billion collections for the first nine months in 2008.

Vice President Jose W. Banzon, Jr. of Pag-IBIG Fund Southern Mindanao Group in an interview by Davao business reporters at Pryce Tower in Davao City said the Short-term Loan (STL) is biggest of the four anchor programs with P2.343 billion.

He said of the other three programs, members’ contribution followed next with P882.6 million, housing loan at P868.7 million and acquired assets collections at P391.7 million.

Based on annualized collections, he said the Southern Mindanao Group would generate about P5.982 billion as against the target of P5.556 billion, an increase of 10.48 percent.

Banzon also said that from among the four branches of the Group, the Davao branch tops the list with total collections generated within the period in review of P1.869 billion. The General Santos City branch ranks second with P923.623 million, Tagum, P866.030 million and the Cotabato branch with P827.16 million.

Also of the four major programs he mentioned that the Short-term Loan Availment is the most sought after services being accessed by Pag-IBIG members.

He said their total exposure of P2.538 billion is accessed by 168,110 members.

“This program is top gainer because they were able to institutionalize the fast phase of processing of loans,” he said.

“Fund members are interested on this because they find it very convenient. Within a day or two, borrowers can already have their loans processed,” he said.

Based on annualized figure this year, he said their total loan amount is at P3.384 billion that will be accessed by 224,147 members.

He said figures would show that 36 percent of the Pag-IBIG Fund members availed of the STL, a figure that only the Fund from among other similar institute could deliver.

The Southern Mindanao Group is expected to give out total STL loan for 2008 of P2.637 billion to about 166,974.

Current figure showed that the Group will hit towards end of 2008 128.30 percent of the loanable amount and about 134.24 percent increase of the Fund’s borrowers.

Banzon also said that the Southern Mindanao Group has a total of 472,638 active members as of September 2008 as against this year’s target of 465,696 registering an increase of 101.49 percent.

The Davao branch accounted to 196,259, Tagum, 88,452, General Santos, 103,523 and Cotabato 84,404.


For OFWs … here are some useful info for Pag-IBIG membership

October 8, 2008

Please check this site www.pagibigfund.gov.ph

MEMBERSHIP

Coverage:

Membership under the Pag-IBIG Overseas Program (POP) shall be open to all Overseas Filipino Workers (OFWs) with valid visas or employment contracts. Likewise, it shall be open to Filipino immigrants and to Filipinos naturalized in other countries.

Contribution Rate:

The POP member shall contribute monthly an amount equivalent to US $5. Should a POP member decide to apply for a housing loan and which to avail of a higher loanable amount, he would be required to upgrade his membership contribution as follows:

CONTRIBUTION RATE PESO EQUIVALENT LOAN ENTITLEMENT
US $5 Up to P250,000
US$ equivalent at point of availment
P300 Over P250,000-P375,000
400 Over P375,000- P500,000
600 Over P500,000 – P750,000
800 Over P750,000 – P1,000,000
1000 Over P1,000,000- P1,250,000
1,200 Over P1,250,000-P1,500,000
1,400 Over P1,500,000-P1,750,000
1,600 Over P1,750,000-P2,000,000

The upgraded membership contribution shall be incorporated as part of the housing loan monthly amortization

Dividend Rate:

Variable dividends from surplus earnings of the Fund shall be distributed annually to all POP members, to be credited to their Total Accumulated Values (TAV).

Membership Term/Maturity:

The accumulated savings under the program may only be withdrawn at the end of five (5), ten (10), fifteen (15), or twenty (20) years at the option of the member upon membership registration. Withdrawal of contributions shall be in Philippine peso. Contributions in foreign denomination shall be converted to Philippine peso based on the prevailing US dollar exchange rate as of payment date.

LOAN AVAILMENT

POP members may avail themselves of the housing loan benefit, subject to the provisions of the existing Consolidated Guidelines of the Pag-IBIG Housing Loan Program, through their immediate family members with the execution of a Special Power of Attorney (SPA), duly certified by the Philippine embassy or consulate in the country of their workplace. They can also avail of the Multi-Purpose Loan (MPL), subject to the existing guidelines of the MPL Program

WHERE CAN MEMBERS FILE THEIR APPLICATION FOR MEMBERSHIP, WITHDRAWAL OF SAVINGS, REMIT OR PAY THEIR MONTHLY SAVINGS?

Pag-IBIG Overseas Program Office
POP Overseas Offices
Accredited Overseas Marketing Representatives
Metro Manila and Provincial Offices
Accredited Collecting Banks/Remittance Companies

WHAT DOCUMENTS TO SUBMIT TO APPLY FOR REFUND OF SAVINGS?

-Original copy of POP Passbook
-Application for Provident Benefit
-Special Power of Attorney ( if applicable)

HOW LONG IS THE PROCESSING PERIOD?

Three (3) working days



Housing Loan … New and Affordable

October 3, 2008

WHEN YOU APPLY FOR A HOUSING LOAN TAKE NOTE OF THIS PLEASE !

Eligibility requirements

  1. A Pag-IBIG member for at least 24 months and has remitted 24 monthly contributions
  2. Not more than 70 years old at loan maturity and must be insurable
  3. Has no outstanding Pag-IBIG housing loan either as principal or as co-borrower
  4. Has legal capacity to acquire and encumber real property
  5. Has passed satisfactory background/credit and employment/business checks
  6. Has no Pag-IBIG multi-purpose loan in arrears at the time of application
  7. Has no Pag-IBIG housing loan that was foreclosed, cancelled, bought back or subjected to dacion en pago

Schedule of Loans

Monthly Member’s Contribution Loan Entitlement

200 Up to P500,000

250 Over P500,000 to P600,000

300 Over P600,000 to P700,000

350 Over P700,000 to P800,000

400 Over P800,000 to P900,000

450 Over P900,000 to P1M

500 Over P1M to P1.1M

550 Over P1.1M to P1.2M

600 Over P1.2M to P1.3M

650 Over P1.3M to P1.4M

700 Over P1.4M to P1.5M

750 Over P1.5M to P1.6M

800 Over P1.6M to P1.7M

850 Over P1.7M to P1.8M

900 Over P1.8M to P1.9M

950 Over P1.9M to P2M

Processing Fee P3,000.00

Pay P1,000.00 upon filing

Pay balance of P2,000.00 upon loan take-out

AFFORDABLE MONTHLY AMORTIZATIONS (comparative from old to new rate)

Loan Package     Monthly Payment            Savings

P300,000 P1,798.65 (before P2,413.87)    P  615.22

P500,000 P3,326.51 (before P4,38.86) P1,061.35

HAVE YOU THOUGHT OF THIS ? - for those of you still renting a house probably your rental is higher than this amortization rate. REMEMBER : RENTING IS NOT OWNING THE HOUSE. HURRY ! You still have enough time before you reach the age of 70, by then you will no longer qualify … Your time is now so grab this !

INTEREST RATES (Comparative from old to new rates)

Amount New Interest Rates

Up to P300,000 6%  (before 9 %)

Over P300,000 to P750,000 10% 7%  (before 10%)

Over P750,000 to P2 M          10.5%  (before 11-12%)

Visit or call these Pag-IBIG Branch Offices for details

Davao Branch HOUSING DIVISION

2F Pryce Tower Condominium

JP Laurel Avenue, Davao City

Tel No. (082) 2241793

Tagum Branch HOUSING DIVISION

2F Ramos Bldg., Arellano Street, Tagum City

Tel. No. (084) 4004700

General Santos Branch HOUSING DIVISION

2F RD Bldg., Santiago Blvd. General Santos City

Tel. No. (083) 5545468

Cotabato Branch HOUSING DIVISION

6F CYM Bldg., Don Rufino Alonzo St., Cotabato City

Tel. No. (064) 4216946

The Pag-IBIG Housing Loan Program can either be for

Ø Construction of a Residential Unit

Ø Lot Purchase

Ø Purchase of a Residential Unit

Ø Lot Purchase and House Construction

Ø Home Improvement

Ø Refinancing

Ø Combination of Loan Purposes

Repayment Period

Maximum of 30 years


Please Check this … the acquired assets – FIRST COME , FIRST SERVED BASIS !

October 1, 2008

Application Procedure for

“Magaang Pabahay, Disenteng Buhay Program”

  1. Check on the list of the Fund’s available acquired assets for sale
  2. Secure, accomplish and submit two (2) copies of Reservation Form
  3. Receive duplicate copy of the Reservation Form duly signed by the Fund’s authorized representative. You will be given a priority number and take note of that priority number.
  4. Confirm your offer to purchase and pay the 5 percent downpayment within 5 days from date of reservation. Otherwise, the reservation shall be cancelled.
  5. The remaining 95 percent shall be paid either thru cash or Pag-IBIG Housing Loan.

Documentary requirements for purchase made through Pag-IBIG Housing Loan

  1. Housing Loan Processing Fee of P3,000.00
  2. Income Tax Return/ W2
  3. Certificate of Employment & Compensation (duly notarized)
  4. Latest (1) month Payslip (duly certified by the employer)
  5. Audited Financial Statement for Self-employed
  6. Latest Employment Contract for OFWs
  7. Photocopy of TIN Card & Cedula
  8. Member’s Status Verification Slip (MSVS)

About 5,000 Pag-IBIG Acquired Housing Units are up for sale of discounted rates from 15 percent to 25 percent discount.

Could be availed through

Cash Sale or

Housing Loan

> 6 percent interest rate > 30 years loan term

> 5 percent downpayment of discounted selling price

Location – > Davao City, Tagum City, Samal City, Panabo City, General Santos City

Koronadal City, Cotabato City, Kidapawan City, Tacurong City

Ø Compostela Valley Province, Davao del Norte, Davao Oriental,

Ø Davao del Sur, South Cotabato, Sarangani, North Cotabato,

Ø Maguindanao, Sultan Kudarat

For those of you who are interested please visit or call the following

Acquired Assets Unit of Pag-IBIG Fund

DAVAO CITY

2F Pryce Tower Condominium

JP Laurel Avenue, Davao City

Tel. No. (082) 224-4733

TAGUM BRANCH

2F Ramos Bldg.,

Arellano St., Tagum City

Tel. No. (084) 400-4698

GENERAL SANTOS BRANCH

2F RD Bldg.

Santiago Blvd., General Santos City

Tel. No (083) 552-7632

COTABATO BRANCH

6F CYM Bldg.

Don Rufino Alonzo St., Cotabato City

Tel. No. (064) 421-6946


Schedule of loan counseling session at Pag-IBIG Fund Office

May 15, 2008

The loan counseling session is a requirement for housing loan appliction.

Schedule :

Davao City

Every Friday

Am session – 9:00 am to 12 Noon

PM session – 2:00 pm to 5:00 pm

Other schedule

Every first and third Saturdays of the month

9:00 AM to 12 Noon only

Venue : Pag-IBIG Fund Davao City Office at Pryce Tower, J P Laurel Avenue

Seminar Room, third floor

Tagum City

Every Friday

2:00 PM to 4:00 PM only

Venue : Pag-IBIG Tagum City Office conference room

General Santos City

Every Friday

8am – 12 noon

Venue –  training room at Pag-IBIG Office

3rd floor at RDRDC Building, Santiago Blvd, General Santos City.

Cotabato City

Every Saturday 9:00 am – 12 noon

Venue   – training room at Pag-IBIG Office

6F CYM Bldg., Don Rufino Alonzo St., Cotabato City

Kidapawan City extension office

Every Friday –

morning session – 10:00am

afternoon session – 3:00pm

Venue – training room Pag-IBIG Fund Office

2F Zepol Bldg., National Highway, Kidapawan City


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