Please Check this … the acquired assets – FIRST COME , FIRST SERVED BASIS !

October 1, 2008

Application Procedure for

“Magaang Pabahay, Disenteng Buhay Program”

  1. Check on the list of the Fund’s available acquired assets for sale
  2. Secure, accomplish and submit two (2) copies of Reservation Form
  3. Receive duplicate copy of the Reservation Form duly signed by the Fund’s authorized representative. You will be given a priority number and take note of that priority number.
  4. Confirm your offer to purchase and pay the 5 percent downpayment within 5 days from date of reservation. Otherwise, the reservation shall be cancelled.
  5. The remaining 95 percent shall be paid either thru cash or Pag-IBIG Housing Loan.

Documentary requirements for purchase made through Pag-IBIG Housing Loan

  1. Housing Loan Processing Fee of P3,000.00
  2. Income Tax Return/ W2
  3. Certificate of Employment & Compensation (duly notarized)
  4. Latest (1) month Payslip (duly certified by the employer)
  5. Audited Financial Statement for Self-employed
  6. Latest Employment Contract for OFWs
  7. Photocopy of TIN Card & Cedula
  8. Member’s Status Verification Slip (MSVS)

About 5,000 Pag-IBIG Acquired Housing Units are up for sale of discounted rates from 15 percent to 25 percent discount.

Could be availed through

Cash Sale or

Housing Loan

> 6 percent interest rate > 30 years loan term

> 5 percent downpayment of discounted selling price

Location – > Davao City, Tagum City, Samal City, Panabo City, General Santos City

Koronadal City, Cotabato City, Kidapawan City, Tacurong City

Ø Compostela Valley Province, Davao del Norte, Davao Oriental,

Ø Davao del Sur, South Cotabato, Sarangani, North Cotabato,

Ø Maguindanao, Sultan Kudarat

For those of you who are interested please visit or call the following

Acquired Assets Unit of Pag-IBIG Fund


2F Pryce Tower Condominium

JP Laurel Avenue, Davao City

Tel. No. (082) 224-4733


2F Ramos Bldg.,

Arellano St., Tagum City

Tel. No. (084) 400-4698


2F RD Bldg.

Santiago Blvd., General Santos City

Tel. No (083) 552-7632


6F CYM Bldg.

Don Rufino Alonzo St., Cotabato City

Tel. No. (064) 421-6946

Pag-IBIG Southern Mindanao Group made it again to PASADA …

September 30, 2008

And this time Pag-IBIG Davao Branch Office was rated top agency for 2008 Public Assistance Service Delivery Audit.

Civil Service Commission (CSC) Chair Ricardo Saludo conferred the award to the Home Development Mutual Fund (HDMF) during the culminating activity of the Civil Service Month celebration through Davao Branch manager Manolito O. Olegario at the SM City Event Center on Tuesday, September 30, 2008.

Together with Pag-IBIG Fud with a rating of 4.17 percent for PASADA  is the Philippine National Police Davao City Office getting a rating of 4  percent. The award for the PNP was received by Davao City Police Director Sr. Supt. Ramon Apolinario.

It may be recalled that Pag-IBIG Fund Cotabato Branch Office headed by Manager Noli A. Armada was awarded the CSC Seal of Frontline Service Excellence in 2007 and was given the highest award of excellence, an additional recognition as they became part of the nationwide publicity for best practices in the bureaucracy.

Both the Cotabato and Davao Branch Offices belong to the Southern Mindanao Group under the supervision of Vice President Jose W. Banzon, Jr.

The CSC rates agency on delivery of frontline services through a team of volunteers where it transacts business with agencies not known to the agency being rated.

The strategy is simple as a pool of Public Service Monitors checks and tests out public services.

The government office delivery of services is tested by the PASADA where the office was assessed in terms of providing service, structures, systems and procedures and the physical condition.

The Fund’s value of customer care as well as meeting the expectations of the transacting public for prompt, courteous, responsive, facilitative and pleasant service were also factors considered in the award.

The CSC puts premium in promoting morale, efficiency, integrity, responsiveness and courtesy in government service.

The PASADA is a proactive mechanism installed to address the problems brought by inefficiency at the government’s first line of contact with the citizenry.

It also provides mechanism through which the performance of government frontline services can be systematically checked and evaluated.

Meanwhile the Dangal ng Bayan Award semi-finalists  were also recognized during the Awarding Activity with CSC Chair Saludo namely Naida G. Lasangre, Instructor II of Lupon School of Fisheries of Davao Oriental and F/Supt. Wilberto Rico Neil Kwan Tiu.

With the 108th celebration of  Civil Service, a one stop shop for government frontline agencies was set up from September 29 to 30, 2008 at the SM City Event Center where 22 agencies such as Pag-IBIG , Department of Foreign Affairs, National Statistics Office, Department of Agriculture, TESDA, DCWD, Davao City Business Bureau, Department of Science and Technoly and others showcased their different services for the public to access.

Shown in Top Photo shows (L-R) CSC Chair Saludo, Pag-IBIG Fund Davao Manager Manolito Olegario and CSC XI Regional Director Annabell Rosell while shown in top most photo are Pag-IBIG Fund Davao Staff headed by Operations Chief Agustin Deguilmo and middle managers Erna Taghap and Elsa Boquison marketing officer Maridee dela Cerna, HR officer Laarni, marketing and enforcment Enting Duenas and Raul Dangoy for mobility during the one-stop shop showcase of government agencies at SM City Event Center on September 29 to 30, 2008.  Also shown in photo below from left to right are Manager Olegario, Chairman Saludo, F/Supt. Tiu, Teacher Lasangre and CSC XI Director Rossell.  (Photo taken by Edgar Arro of Mindanao Times thank you !)

As promised ….

September 29, 2008

Here’s the list ….


As of June 2008

(Data was furnished by the Housing and Land Use Regulatory Board

Thanks Regional Officer Roy T. Lopez)


President and Gen. Manager

Kisan Lu Realty Inc.


Santos Land Dev’t Corporaton



Uraya Land Dev’t Corporation


President and General Manager

FM Soriano & Co. Inc.



HLC Construction & Dev’t Corporation


Davao City



Foothills Realty & Dev’t Corp.


General Manager

LS Properties Inc.,



Ridge Estate Dev’t. Corp.


General Manager

Communities (Davao), Inc.


President & General Manager

Davao Elite Properties Mktg. Corp./

Primeland Dev’t. Corp


Regional Operations Manager

Sta. Lucia Realty & Dev. Corp. Inc.


Park Manager

Forest Lake Memorial



Filinvest Land., Inc.


Ladislawa Village


Pryce Corporation


Davao City


Davao City


Jireh Land Dev’t Corp.


Corporate Secretary

Holiday Garden Island Dev’t Corp.


Solante Notarial Office

Davao Oriental

A flashback to the celebration of Civil Service in September

September 26, 2008

The Home Development Mutual Fund or Pag-IBIG in Region XII was awarded the CSC Seal of Frontline Service Excellence after going through assessment by a volunteer team of the Civil Service Commission (CSC).

The award of Pag IBIG Fund, the lone awardee in Region XII, was conferred on the occasion of the 107th Philippine Civil Service Anniversary, the 21st of September last year, in Cotabato City through officer-in-charge Noli Armada and vice president for Southern Mindanao Group Jose W. Banzon, Jr.

For this year’s 108th Civil Service celebration, the Pag-IBIG Fund South Min congratulates Pag-IBIG Fund Butuan City for winning the Pag-asa Award.

CSC chairperson Karina Constantino-David issued the award to the Pag-IBIG Fund Cotabato Branch for exemplars in the delivery of frontline services as tested by the Public Service Delivery Audit/Assistance (PASADA) Volunteers.

The Fund was assessed in terms of providing service, structures, systems and procedures and the physical condition.

The value of customer care of the Fund as well as meeting the expectations of the transacting public for prompt, courteous, responsive, facilitative and pleasant service were also factors considered in the award.

Under the PASADA, the CSC places premium in promoting morale, efficiency, integrity, responsiveness and courtesy in government service.

The PASADA is a proactive mechanism installed to address the problems wrought by inefficiency at the government’s first line of contact with the citizenry.

PASADA provides a mechanism through which the performance of government frontline services can be systematically checked and evaluated.

The program operates on a simple strategy where a pool of volunteers or Public Service Monitors checks and tests out public services.

Pag-IBIG Fund XII getting the CSC Seal of Frontline Service Excellence as an additional recognition will be part of the nationwide publicity of best practices in the bureaucracy.

New businesses …

September 25, 2008

East Asian bizmen eye Davao as retirement haven

Japanese and Korean investors are considering sites in Davao City for retirement villages of their foreign nationals.

These investors are just validating the areas that they had identified and their businesses are registered with the Securities and Exchange Corporation (SEC).

The Japanese investor however still has to conduct ocular on the recommended sites where the basic requirement is accessibility to medical facilities.

The sites are areas with building for dormitory type and there are raw site ideal for retirement villages.

The retirement village is an expansion of the Japanese investor with existing business in Davao City, the Menogaia Corporation, a business process outsourcing business that caters to clients in Japan for designs and architecture and the other is a language “English as Second Language” where Davao based instructors teach English on line to Japanese nationals.

Currently the Japanese investor has about 100 workers for both the designs and architecture and the on-line language.

The Menogaia Corp. owner, Knowing the increasing cost of retirement facilities in Japan, considered this investment as a big potential in Davao City.

Meanwhile the Korean investor is looking at developing an area in Buhangin for a mix-use of hotel, retirement part and for residential areas.

The Korean owned Good Morning Company has a 10-hectare area located between Robinsons and Panorama Subdivisions.

Here’s another good news for Davao City … Ayala Land finally breaks ground Tuesday for P5 B complex

September 25, 2008

Davao City will host the P5 billion mixed-use development project of Ayala Land Inc.  and Anflocor Group of Companies along J.P. Laurel Street.

The complex will have business process outsourcing (BPO) buildings and its mall anchor.

A good mix of companies are expected to locate that can offer high-end quality products and many of them Manila-based merchants.

As estimated the project will generate a total employment of 11,000 broken down to 3,000 for the construction of the complex, 5,000 for the merchandise, and 3,000 for the BPOs.

Specs of the project includes the Abreeza, a 61,000 square meter mall with office buildings and 18,000 square meter BPO center.

Operations of the first phase of the mall will be on the fourth quarter of 2010 while the second phase on the third quarter of 2011.

Operations of Building 1 of the BPO center is targeted to operate on the fourth quarter of 2009 and Building 2 on the fourth quarter of 2011

More economic activities coming to the island …. good for business !

September 25, 2008

When business is alive more people are employed and more housing units needed as the real property industry could also spur economic activities.

Korean-Filipino mining partnership starts exploration in Sultan Kudarat

A Korean investor with local partners in Sultan Kudarat started mining exploration in barangay Kinayao, Bagumbayan town within the 4,500 hectares with approved mineral production sharing agreement (MSPA) issued to FADICASU.

The partnership was registered under FMC & GRCO Fadicasu Mining Corp & General Resources Co. Ltd.

In an interview with the Corporation’s operation manager, Rudolf Joseph C. Lopez, he said Fadicasu Mining Corp is the Filipino partner while General Resources Co., Ltd. is the Korean investor.

Fadicasu represents the name of the shareholders that all reside in Bagumbayan namely Faducan, Dida, Caspe and Subere.

Although the MSPA was approved in 1998, the exploration only started May 2008 and as of this writing are already into its 600 meters depth drilling of 10 holes.

Mineral deposits within the Daguma Range are copper and gold but the resource is more of copper with the gold deposits of 22 K.

He said they still need to go down to 2,000 meters of drilling to determine the volume of the reserves and they expect to hit their target by December this year with 100 holes.

With an initial investments of over P100 million, the company plan to put up processing plant in the area only after determining the volume because what they will ship to Korea are copper concentrate.

Within the Damuga Range he said are about 11 MPSA holders and that for the whole of Sultan Kuradat there are some 50 of them including mineral tenements which were issued same agreement.

Like in any other mining explorations he admitted that there are issues raised and in their case these are siltation of the Allah River, the threat to landslide and other related issues.

Lopez said prior to their entry in the area siltation is already present and the threat to landslide is outside of the approved MPSA.

However. he said they are closely cooperating with the local government unit because they have the responsibility to play in relation to their investment in the area.

A belated report but worth a reading !

September 20, 2008

Frank typhoon victims got aid from Pag-IBIG Fund
Assessing the devastation caused by typhoon “Frank”, Vice President and Pag-IBIG Fund Board Chairman Noli “Kabayan” De Castro directed the Fund to come to the aid of the victims by expediting the processing of applications for calamity loans.  Immediately, Pag-IBIG, through its Chief Executive Officer Romero F. S. Quimbo, approved the allocation of P1.5 billion for the said loans to help Fund members affected by typhoon “Frank”, which triggered disastrous floods particularly in the Visayas Region.

The loan is open to any active Pag-IBIG member who has made at least 24 monthly contributions who are residing in areas declared under the state of calamity by either the local government unit or by the Office of the President.  Members with outstanding Multi-Purpose Loans (MPL) may still borrow under the program.  To optimize assistance, a qualified member can borrow as much as 80 percent of his Pag-IBIG savings, comprising his personal contributions, the employer counterpart savings, as well as the dividends earned.
The said loan will be released to the member and will be paid over a period of 24 months. As an additional relief, a borrower is given a five-month grace period before he starts paying the loan.

CEO Quimbo advised all affected members to file their applications with the Pag-IBIG branch where their contributions are remitted within 90 days from the occurrence of the calamity.  VP De Castro has instructed the Pag-IBIG Fund to process the loans of affected members within one day from its filing, if possible.
The Pag-IBIG Fund Calamity Loan Program is an on-going scheme made available to Fund members to assist them in rebuilding their lives after a calamity.  In 2007, the Fund has released nearly P2 billion in calamity loans which benefited 120,793 members across the country.  For inquiries, members may call the Pag-IBIG hotline at 724.4244.

Pag-IBIG Charter Change Scores Back-to-Back at the House of Representatives

September 20, 2008

Today’s Report – Davao City Still No. 1

July 16, 2008

Results of the latest ranking by the Asian Institute of Management Policy Center showed Davao City beating local government units in the capital Metro Manila. In the last survey two years ago, Davao City was tied for No. 1 with Makati City, the nation’s premier financial center.

A total of 90 local government units were included in the survey, metropolitan, mid-sized and small cities. Davao City topped two of six key competitive drivers and scored the highest rate among highly urbanized cities.

Key drivers:

Cost of doing business – No. 1 – Davao City

Infrastructure – No. 1 – Davao City

Dynamism of local economy – No. 1 – Makati City; No. 4 – Davao City

Quality of life – No. 1 – Mandaluyong City; No. 7 – Davao City

Responsiveness of local government – No. 1 – San Juan City; No. 3 – Davao City

Human resources & training – No. 1 – Marikina City; No. 7 – Davao City

Overall among the metro cities:

1. Davao City

2. Quezon City

3. Makati City

4. Manila City

5. Marikina City

6. Lapu-lapu City

7. Paranaque City

8. Muntinlupa City

9. Cebu City

10. Pasay City

Olongapo City topped the mid-sized cities while San Fernando, La Union was No. 1 among small cities.

Noteworthy is Davao City’s improvement in two key drivers – Responsiveness of the local government – ranked No. 6 in 2005 to No. 3, and in Human resources and training – from No. 11 in 2005 to No. 7.

(Data from Councilor Pete Lavina of Davao City)

HDMF-PNB Infogram

June 21, 2008

For those of you who have relatives abroad or anybody interested, this could help —

Pag-IBIG sustains assistance to delinquent borrowers

June 21, 2008

Pag-IBIG Fund continues to implement the Housing Loan Restructuring and Penalty Condonation Program to enable member-borrower to settle their delinquent accounts.

Pag-IBIG Fund chair of the board, Housing Czar and Vice President Noli De Castro instructed the Fund to sustain such program for those affected borrowers.

De Castro meanwhile announced that the Board has approved the grant of P6.18 billion in dividends to nearly 6.5 million Pag-IBIG members nationwide.

In 2006, dividend comprises 80 percent or the largest ever percentage cut from the Fund’s net income, which represents a dividend rate of 4.81 percent. The Pag-IBIG Fund Charter provides that it should distribute at least 70 percent of its annual net income as dividends to its members.

The steady increase in annual dividends signifies the Pag-IBIG Fund’s continuous growth and stable financial standing.

Pag-IBIG Fund president and CEO Atty Romero Quimbo on the other hand said that a higher income for the Fund invariably leads to higher dividends and better services for our members.

Pag-IBIG Davao rakes about P1 billion under end-user housing projects

May 26, 2008

Pag-IBIG Fund Davao branch raked in about a billion pesos under its end-user financing for housing projects as of November 2007 making the Southern Mindanao Group achieved 116 percent performance for its housing services.  Most of the homebuyers from the other parts of Mindanao chose Davao City to locate their residence or second home.

The Southern Mindanao group surpassed their target by hitting 116 percent or about P1.454 billion which were spent to fund some 3,797 units as against the 2007 target of only P1.258 billion.

Davao City (to include Davao del Sur area) was able to deliver some 2,079 units valued at P957,175,000; General Santos City with 795 units with cost at P265,317,000; Tagum (including Davao Oriental and Compostela Valley Provinces) had 715 units with P165,598, 000 funding and Cotabato (to include Maguindanao, North Cotabato, Sultan Kudarat and Cotabato City) had 208 with P66,664, 000.

Pag-IBIG Fund vice presdient for Southern Mindanao operations Jose W. Banzon, Jr. attributed the increase in housing availment to their new scheme where interest rates were brought down making housing units affordable to homebuyers.

He said they observed that homebuyers in Davao City are mostly families sending their children in colleges and universities.

“This is the wisest decision they make because it is more advantageous nowadays to buy a house than rent one where the amortization is much lower than renting a house,” he said.

For a P300,000 house and lot package one would only get an interest rate of 6 percent or an amortization of about P1,800. Before the same package was charged 9 percent interest rate and the monthly amortization of P2,700.


Good Payor Incentive Program

May 26, 2008

Loan borrowers of Pag-IBIG Fund have been given a two percent discount when they pay their home loans before the due date.  The new scheme is part of the benefits’ package for workers dubbed as “Good Payor Incentive Program”.



May 26, 2008

The Fund grants some P6.18 billion in dividends to nearly 6.5 million Pag-IBIG members nationwide.

The 2006 dividend comprises 80 percent or the largest ever percentage cut from the Fund’s net income, which represents a dividend rate of 4.81 percent. The Pag-IBIG Fund Charter provides that it should distribute at least 70 percent of its annual net income as dividends to its members.

The steady increase in annual dividends signifies the Pag-IBIG Fund’s continuous growth and stable financial standing.

Pag-IBIG Fund president and CEO Atty Romero Quimbo declared that a higher income for the Fund invariably leads to higher dividends and better services for the Fund members.

Today’s news report

May 19, 2008

Pag-IBIG Southern Mindanao asset to hit P12.8-B this year

Pag-IBIG Fund Southern Mindanao assets are projected to hit P12.8 billion in 2008.

Jose W. Banzon, Jr., Pag-IBIG Fund vice president for southern Mindanao operations said Davao is expected to corner the biggest asset with P5.7 billion, General Santos with P2.6 billion, Tagum, P2.3 billion and Cotabato, P2.2 billion.

Total assets last year was pegged at P11.6 billion, Banzon said.

Banzon likewise reported that gross revenue as of September 2007 was recorded at P714 million. It was able to deliver to its multi purpose loan borrowers for the same period about P226 million while housing loans both for mortgage contract receive and with contract to sell at P 379 million.

Also on the third quarter last year, the Fund was able to extend some P16.9 million in institutional loan while other housing related loans was at P75 million and fund management availed of housing developers was about P16.5 million.

Operating expenses incurred by the Fund as of September 2007 was about P183.5 million and these covers depreciation, loan loss provision, interest expense, foreclosure expenses, acquired asset management costs and death benefit.

Meanwhile Banzon said that insofar as collections are concerned, their target are as follows: P2.8 billion for short tem loans, P952.5 million for housing loans, P513.8 million for asset recovery, P131.8 million for institutional loan or a total for all programs at P5.566 billion.

About P1.069 billion is their expected collection for members’ contributions this year.


VP de Castro urges regular payments of housing loan amortizations

May 15, 2008

Vice President and Housing czar Noli de Castro urged urban poor homeowners to also pay reguarly their home loan amortization as he exhorts everyone not to forget their obligation.

The Vice President in a Housing Summit May 9, 2008 at the Philippine Women’s College, Matina, Davao City met with the homeowners organizations of Davao City where he also awarded the Certificate of Title to beneficiaries of housing projects of unused government lands converted into sites for socialized housing.

The summit was also attended by Pag-IBIG Officers led by Deputy Chief Executive Officer and Executive Vise President Jaime A. Fabiana and SM Vice President Jose W. Banzon, Jr. Also present were Pag-IBIG branch managers Manolito Olegario of Davao, Rodrigo Suemith of General Santos and Elizabeth Tinagan of Tagum.

De Castro was elated saying that the Summit was a good opportunity where the urban poor and the stakeholders discussed on their housing concerns.

“Ang Davao City naman di mahilig ng libre at huwag tayong mag short cut sa proseso kasi maraming sabit pag magshort cut tayo,” he said.

With regards to their concern on housing, the Vice President encouraged homeowners to send their issues and concerns to his office as he is willing to answer them provided they must indicate their addresses so they would know where to send the feedback.

De Castro also announced that because of so many complaints they had shortened the processing of requirements among shelter agencies.

House Speaker Prospero C. Nograles in a public hearing in Davao City on May 8 said homeowners must take the opportunity once the consolidation of House Bill Nos. 89, 411 and 1932 be firmed up.

The House of Representatives Committee on Housing is consolidating all the bills with regards government housing program to gather all the inputs of different sectors raised during public hearings.

House Bill No. 89 is an “Act to establish a socialized and low cost housing restructuring program, providng the mechanism therefore, and for other purposes,” authored by Rep. Rozzano Rufino B. Biazon, House Bill No. 411 is authored by Rep. Eduardo C. Zialzita re “An act instituting a socialized and low cost housing loan restructuring program, providing the mechanism therefore, and for other purposes”, and House Bill No. 1932 is entitled “An act instituting a socialized and low cost housing loan restructuring program, providing mechamism therefore, and for other purposes”, authored by Speaker Prospero C. Nograles.

Nograles said the only way to stop foreclosure is the restructuring program and they are finding ways to fill the gap even as he said that they had lowered the interest rate and is now pegged at six percent.

Restructuring is a temporary relief of homeowners whose account has been delinquent and facing foreclosure and once the law this will be the chance for those facing foreclosure pero hindi naman pwedeng hindi tayo magbayad, Nograles pointed out.

“Once the homebuyer avails of restructuring they must also pay their obligation because these shelter agencies also have operating expenditures,” he said.

And definitely when we borrow we must also pay,” the House Speaker stressed.

Quotes from VP Banzon

May 15, 2008

“The Fund family must continue extending their services with clients satisfaction. Let us maintain quality service and by serving the clients with smile as well as sustain an accommodating attitude to all clients”.

“We should listen to feedback because this is a tool that will help us improve our services”.

“We should not discard the past when Pag-IBIG Fund was just starting. Its humble beginnings and sacrifices made the Fund what it is today.This should be a guide as we continue to make Pag-IBIG Fund a model of service”.

News Report

May 15, 2008

Pag-IBIG loan availment rises to 80% of savings.

The Pag-IBIG Fund has increased the computation of loan availment of the multi purpose loan (MPL) from the member’s accumulated savings to 80 percent.

Pag-IBIG Fund Mindanao vice president Jose W. Banzon, Jr. told the Davao media that this is one innovation that the Fund has given to members as an incentive for those with contributions that had reached five years and above.

“What is good with the new scheme is that the loan can be renewed in six months unlike the previous where a borrower has to wait for the maturity period of 12 months before the loan can be renewed,” he said.

MPL is among the saleable program that the members avail of because it can be accessed easily with processing for renewal only in three days while first timer can have it within 24 hours.

In Mindanao, he said, the Fund was able to loan out in 2005 some P4 billion this year and 35 percent of the 772,000 Pag-IBIG Fund members spread out all over the island availed of the loan window.

MPL is a short-term loan where proceeds could be used by the borrower for purposes either as capital for income generating project, educational purposes or for health concerns and others.

No survey as yet has been conducted to where the proceeds of MPL were applied by the borrowers but through word of mouth some Pag-IBIG Fund borrowers of the short-term loan used the proceeds for livelihood purposes.

Schedule of loan counseling session at Pag-IBIG Fund Office

May 15, 2008

The loan counseling session is a requirement for housing loan appliction.

Schedule :

Davao City

Every Friday

Am session – 9:00 am to 12 Noon

PM session – 2:00 pm to 5:00 pm

Other schedule

Every first and third Saturdays of the month

9:00 AM to 12 Noon only

Venue : Pag-IBIG Fund Davao City Office at Pryce Tower, J P Laurel Avenue

Seminar Room, third floor

Tagum City

Every Friday

2:00 PM to 4:00 PM only

Venue : Pag-IBIG Tagum City Office conference room

General Santos City

Every Friday

8am – 12 noon

Venue –  training room at Pag-IBIG Office

3rd floor at RDRDC Building, Santiago Blvd, General Santos City.

Cotabato City

Every Saturday 9:00 am – 12 noon

Venue   – training room at Pag-IBIG Office

6F CYM Bldg., Don Rufino Alonzo St., Cotabato City

Kidapawan City extension office

Every Friday –

morning session – 10:00am

afternoon session – 3:00pm

Venue – training room Pag-IBIG Fund Office

2F Zepol Bldg., National Highway, Kidapawan City


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